Swimming In My Head…

diving in the deep end…

Banks raising credit card interest rates?

Unfortunately, I have no humor to pepper into this post because this is just one of those release posts for me.

I read an article about how banks are starting to raise interest rates on some credit cards up into the 30% range.  WTF Becky?  Seriously, I don’t even understand how we get here on some issues.

It’s never made sense to me that banks, based on credit risk, would write up terms on credit that makes it nearly impossible for someone of lesser means to make good on the whole transaction.

It’s like how we’re told that if we tell someone they’re stupid long enough, they start to believe it and in turn act stupid.  We’re setting them up for failure.

So, why oh why are banks raising interest rates on credit cards to 30%?  Do they really think that by making it impossible for someone to catch up that this will help the economy?  Why set them up for failure?  If you make it impossible for someone to pay, they’re going to stop paying and then you won’t get any of your money back.

Seriously…if I choose to deposit money into a savings or checking account in the bank of my choice, the bank uses the money I’ve deposited to invest right?  But, they only give me a 1 – 2% interest rate to use my money.  But let’s say that  they become a bad credit risk (i.e. having to accept bailout money to stay in business), how come I don’t get to walk in there and tell them that I’m increasing the interest rate on them to 10% to shore up any perceived or anticipated losses.

I just think it’s completely ignorant to complain about the downward spiraling economy and then do things that deliberately compromise real opportunities to make it better.

Thanks everybody…I’m done.

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December 18, 2008 Posted by | Finances, Life In General, Really? | , , , , | 2 Comments

We watched “2 Girls 1 Finger”

Really busy day today so not a lot of time to post.  Quick update though…we decided to watch both “2 Girls 1Cup” and “2 Girls 1 Finger” last night.  It only happened because my sister called to tell me that she had watched the reaction videos on my post yesterday and she decided she HAD to watch the original videos.

I knew I could at least make it through them if she did, since she’s pregnant and said she only gagged.  I heard through the grapevine that my buddy @ WTF watched them too…still waiting for the report.

Anyhew…I only gagged 3 times and never fully utilized the garbage can…so, I’m proud of myself.  We did however, decide to video the showing and our reaction is actually quite funny…maybe I’ll post the video here soon.

Hope everyone is having a great Wednesday!

One little treat for you before you leave…the following reaction is priceless…enjoy!

December 17, 2008 Posted by | Funny, Life In General, Really? | , , , , | 3 Comments

So last year – videos I still haven’t seen…

I admit it.  With each passing year, I’m finding that I’m less and less in touch with what the latest trends are.  A perfect example?

The whole “2 Girls 1 Cup and 2 Girls 1 Finger videos.  I have not seen either of them despite some prodding from some of my younger friends and I probably won’t ever see them.

Let’s face the music…I gag too easy.  Sometimes you have to admit your weaknesses and deal.

I stumbled across the video below last night and I heart the girl in the starring role.  She gets me.

Ok…I had to add one more…because it makes me laugh to the point of tears…this is a reaction to 2 Girls 1 Cup…

December 16, 2008 Posted by | Funny, Really? | , , , , , , , | 2 Comments

These shoes are made for throwin’

I personally think that Nancy Sinatra should cover her old one hit wonder with revamped, fresh lyrics that fit the times.

How I would re-write the lyrics:

You keep sayin’ you’ve got something for us
Something you call weapons, but confess.
You’ve been messin’ where you shouldn’t have been messin’
And now someone else is givin’ all their best.

These shoes are made for throwin’
And that’s just what they’ll do.
One of these days these shoes are gonna throw all over you.

Yeah!

You keep lyin’ when you oughta be truthin’
And you keep losin’ when you shoulda never bet.
You keep samin’ when you shoulda been changin’
Now what’s right is right and your gettin’ what you should get.

These shoes are made for throwin’
And that’s just what they’ll do.
One of these days these shoes are gonna throw all over you.

You keep playin’ where you shouldn’t have been playin’
And you thought that you would never get burnt.
Ha!  That journalist just got a brand new pair of Pradas
And what he thinks is that you have never learned.

These shoes are made for throwin’
And that’s just what they’ll do.
One of these days these boots are gonna throw all over you.

Are you ready shoes?  Start throwin’

Hope the dude got his shoes back.

December 15, 2008 Posted by | Funny, Politics, Really? | , , , , , , , , , , , , , | 5 Comments

2 Things

Happy weekend everybody!

First, I completely love this WordPress snow thing so, I’m changing the design slightly for a darker background…maybe I’ll go back to the old style when the snow stops falling.

Second, I feel completely out of touch that I missed this song by Rihanna until recently – “Hypnotized”.  Apparently it was only made available in Japan…not sure why.  Sent an email to Def Jam asking how to get the song and of course they ignored me…guess they’re pro-pirating.

December 13, 2008 Posted by | Life In General, Music | , , , , , , | 2 Comments